StepChange
Advice: Money, Housing & Work · Charity · National service
StepChange Debt Charity offers free debt advice over the phone (0800 138 1111) and through an online tool that builds a personal action plan in around 20 minutes
StepChange Debt Charity offers free, confidential debt advice over the phone on 0800 138 1111 and through a free online debt advice tool that takes around two minutes to start and builds a personal action plan. Solutions include Debt Management Plans, Debt Relief Orders, IVAs, bankruptcy, Breathing Space (60-day protection) and Scottish options like DAS and Trust Deed. Also offers BSL video interpretation via Sign Solutions. Free for UK residents in personal debt. Has helped over nine million people since 1993.
Contact
Phone: 0800 138 1111
Website: https://stepchange.org
Who it's for
Who they help: Adults
Eligibility: UK residents in personal debt seeking free, confidential advice
Not suitable for: No specific exclusions — open to anyone in the UK who meets the eligibility criteria above.
Information last verified June 2026. Printed from https://www.socialprescriber.co.uk/charities/stepchange